ื“ื™ืœื•ื’ ืœืชื•ื›ืŸ ื”ืจืืฉื™

ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ (EFT)

ื˜ื™ืคื•ืœ EFT โ€“ ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉย ื”ื•ื ืฉื™ื˜ืช ื˜ื™ืคื•ืœ ืจื’ืฉื™ ื”ืžืชืžืงื“ืช ื‘ื—ืฉื™ื‘ื•ืช ื”ืจื’ืฉื•ืช ื‘ืชื”ืœื™ืš ื”ื˜ื™ืคื•ืœื™. ื”ืฉื™ื˜ื” ืžืชื‘ืกืกืช ืขืœ ื”ื‘ื ืช ืจื’ืฉื•ืช, ื–ื™ื”ื•ื™ ืฉืœื”ื ื•ื™ื›ื•ืœืช ืœืฉื ื•ืชื ื‘ืขืช ื”ืฆื•ืจืš. ื‘ืžื”ืœืš ื”ื˜ื™ืคื•ืœ, ื”ืžื˜ืคืœ ืžื›ื•ื•ืŸ ืืช ื”ืžื˜ื•ืคืœ ืœื”ื‘ื™ืŸ ื•ืœื—ื•ื•ืช ืืช ื”ืจื’ืฉื•ืช ืฉืœื•, ื•ืœื ืœืฉืœื•ื˜ ื‘ื”ื.

ืื“ื ืžื—ื–ื™ืง ืืช ื”ืจืืฉ. ื˜ื™ืคื•ืœ EFT - ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ - ืœืžืฆื•ื ื˜ื™ืคื•ืœ EFT ื‘ืงืœื•ืช - AlternaBe

ืื™ืš EFT ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ ืขื•ื‘ื“?

ื˜ื™ืคื•ืœ EFT ืžื‘ื•ืกืก ืขืœ ื”ืชืžืงื“ื•ืช ื‘ืจื’ืฉื•ืช ื›ืžืจื›ื™ื‘ ืžืจื›ื–ื™ ื‘ืชื”ืœื™ืš ื”ื˜ื™ืคื•ืœื™. ื”ืžื˜ืจื” ื”ืขื™ืงืจื™ืช ื”ื™ื ืœืขื–ื•ืจ ืœืื“ื ืœื”ื‘ื™ืŸ ื•ืœื—ื•ื•ืช ืืช ืจื’ืฉื•ืชื™ื• ื•ืœื”ืฉืคื™ืข ืขืœื™ื”ื ื‘ืกื™ื˜ื•ืืฆื™ื•ืช ืžืกื•ื™ืžื•ืช. ื”ื˜ื™ืคื•ืœ ืžืชื‘ืฆืข ื‘ืืžืฆืขื•ืช ื™ื™ืฉื•ื ืžื’ื•ื•ืŸ ืžื•ื“ืœื™ื ื•ื˜ื›ื ื™ืงื•ืช ืฉืžื˜ืจืชืŸ ืœืกื™ื™ืข ืœืžื˜ื•ืคืœ ืœืฉืคืจ ืืช ืจื’ืฉื•ืชื™ื• ื•ืœื”ืชืžื•ื“ื“ ื‘ืฆื•ืจื” ื‘ืจื™ืื” ืขื ืืชื’ืจื™ื ืจื’ืฉื™ื™ื ืฉืœื•.

ื‘ืžื”ืœืš ื”ื˜ื™ืคื•ืœ, ื”ืžื˜ืคืœ ื™ื•ืฆืจ ืกื‘ื™ื‘ื” ื‘ื˜ื•ื—ื” ืขืœ ืžื ืช ืœืกื™ื™ืข ืœืžื˜ื•ืคืœ ืœื–ื”ื•ืช, ืœื—ื•ื•ืช ื•ืœื”ื‘ื™ืŸ ืืช ืจื’ืฉื•ืชื™ื• ื‘ืžืงื•ื ืœื ืกื•ืช ืœื›ื‘ื•ืœ ืื•ืชื ืื• ืœืฉืœื•ื˜ ื‘ื”ื, ื‘ื ื•ืกืฃ ืžืกื™ื™ืข ืœื”ื‘ื™ืŸ ืื™ืš ืจื’ืฉื•ืชื™ื• ืžืฉืคื™ืขื™ื ืขืœ ื”ืชื ื”ื’ื•ืชื• ื•ื—ื•ื•ื™ื•ืชื™ื• ื‘ืขื•ืœื. ืขืœ ื™ื“ื™ ื”ื›ืจื”, ื‘ื™ื˜ื•ื™, ื•ืชื”ืœื™ื›ื™ ืขื™ื‘ื•ื“ ืจื’ืฉื™, ื”ืžื˜ื•ืคืœ ืœื•ืžื“ ืœื ื”ืœ ื•ืœื”ืชืžื•ื“ื“ ื‘ืฆื•ืจื” ื™ืขื™ืœื” ืขื ืจื’ืฉื•ืช ื—ื–ืงื™ื.

ืื™ืš ืžื•ืฆืื™ื ืžืืžื ื™ ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ (EFT)

ื”ื’ื“ื™ืจื• ืืช ื”ืฆื•ืจืš ื•ื”ืžื˜ืจื”

ื—ืฉื‘ื• ืžื” ืชืจืฆื• ืœืฉื ื•ืช ืื• ืœืฉืคืจ - ืคื™ืชื•ื— ืื™ืฉื™, ื›ืœื™ื ืœื”ืชืžื•ื“ื“ื•ืช ืจื’ืฉื™ืช, ื—ื™ื–ื•ืง ื‘ื™ื˜ื—ื•ืŸ ืขืฆืžื™, ืฉื™ื ื•ื™ ื“ืคื•ืกื™ ื—ืฉื™ื‘ื” ืื• ื”ืฉื’ืช ืžื˜ืจื•ืช. ื‘ื”ื™ืจื•ืช ื‘ืฉืœื‘ ื”ื–ื” ืชืขื–ื•ืจ ืœื‘ื—ื•ืจ ืืช ื”ืฉื™ื˜ื” ืื• ื”ืžืืžืŸ ื”ืžืชืื™ืžื™ื.

ื—ืคืฉื• ื•ืกื ื ื•

ื‘ืžื ื•ืข ื”ื—ื™ืคื•ืฉ ืฉืœ AlternaBe ืืคืฉืจ ืœืžืฆื•ื ืžื’ื•ื•ืŸ ืจื—ื‘ ืฉืœ ืžืืžื ื™ื ื•ืฉื™ื˜ื•ืช, ื•ืœืกื ืŸ ืœืคื™ ืชื—ื•ืžื™ ื”ืชืžื—ื•ืช, ืžื™ืงื•ื, ืฉืคื”, ื’ื™ืœืื™ื ื•ืžืืคื™ื™ื ื™ ืฉื™ืจื•ืช. ื›ืš ืชืžืฆืื• ื‘ืงืœื•ืช ืืช ืžื™ ืฉืžืจื’ื™ืฉ ืœื›ื ื ื›ื•ืŸ.

ืงื‘ืขื• ืคื’ื™ืฉื” ืจืืฉื•ื ื”

ืœืื—ืจ ืฉืžืฆืืชื ืžืกืคืจ ืžื•ืขืžื“ื™ื, ืงื‘ืขื• ืฉื™ื—ืช ื”ื™ื›ืจื•ืช ืื• ืžืคื’ืฉ ื ื™ืกื™ื•ืŸ.
ืฉื™ื—ื” ื–ื• ืžืืคืฉืจืช ืœื‘ื“ื•ืง ื”ืชืืžื” ืื™ืฉื™ืช, ื—ื™ื‘ื•ืจ ื•ื“ืจืš ืขื‘ื•ื“ื” ืœืคื ื™ ืฉืžืชื—ื™ืœื™ื ืืช ื”ืชื”ืœื™ืš.

ื˜ื•ืขืŸ...

ืขื•ื“ ืžื™ื“ืข ืฉื™ืžื•ืฉื™ ืขืœ ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ (EFT)

ืชืฉื•ื‘ื•ืช ืœืฉืืœื•ืช ื ืคื•ืฆื•ืช ืขืœ ื˜ื™ืคื•ืœ ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ (EFT)

ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ (EFT) ื”ื•ื ืฉื™ื˜ืช ื˜ื™ืคื•ืœ ืจื’ืฉื™ ื”ืžืชืžืงื“ืช ื‘ื—ืฉื™ื‘ื•ืช ื”ืจื’ืฉื•ืช ื‘ืชื”ืœื™ืš ื”ื˜ื™ืคื•ืœื™. ื”ืฉื™ื˜ื” ืžืชื‘ืกืกืช ืขืœ ื”ื‘ื ืช ืจื’ืฉื•ืช, ื–ื™ื”ื•ื™ ืฉืœื”ื ื•ื™ื›ื•ืœืช ืœืฉื ื•ืชื ื‘ืขืช ื”ืฆื•ืจืš. ื‘ืžื”ืœืš ื”ื˜ื™ืคื•ืœ, ื”ืžื˜ืคืœ ืžื›ื•ื•ืŸ ืืช ื”ืžื˜ื•ืคืœ ืœื”ื‘ื™ืŸ ื•ืœื—ื•ื•ืช ืืช ื”ืจื’ืฉื•ืช ืฉืœื•, ื•ืœื ืœืฉืœื•ื˜ ื‘ื”ื.

  1. ื”ืงื ื™ื™ืช ื›ืœื™ื โ€“ EFT ืขื•ื–ืจ ืœื”ื‘ื™ืŸ ืืช ืจื’ืฉื•ืชื™ื• ื‘ืื•ืคืŸ ืžืขืžื™ืง ื•ืžื“ื•ื™ืง. ืชืงื‘ืœื• ื›ืœื™ื ืœื–ื™ื”ื•ื™, ืชื™ืื•ื ื•ื”ื‘ื ื” ืฉืœ ืจื’ืฉื•ืชื™ื›ื ื•ืจื’ืฉื•ืชื™ื”ื ืฉืœ ืื—ืจื™ื.
  2. ื”ืงื ื™ื™ืช ื˜ื›ื ื™ืงื•ืช ื”ืชืžื•ื“ื“ื•ืช โ€“ ื˜ื™ืคื•ืœ EFT ืžืฆื™ืข ื˜ื›ื ื™ืงื•ืช ืœื”ืชืžื•ื“ื“ื•ืช ืขื ืจื’ืฉื•ืช ื—ื–ืงื™ื ื•ืœืงื™ื“ื•ื ื”ืชืžื•ื“ื“ื•ืช ื‘ืจื™ืื” ืขื ืจื’ืฉื•ืช ืฉื’ื•ืจืžื™ื ืœืกื‘ืœ ื•ืœื›ืื‘.
  3. ืกื™ื•ืข ื‘ืฉื™ื ื•ื™ ื“ืคื•ืกื™ื ืจื’ืฉื™ื™ื โ€“ EFT ืขื•ื–ืจ ื‘ืชื”ืœื™ืš ืฉืœ ืขื™ื‘ื•ื“ ื•ืฉื™ื ื•ื™ ืจื’ืฉื•ืช ืžื–ื™ืงื™ื ืœื‘ื•ื ื™ื ื•ืžื•ืขื™ืœื™ื. ื”ื˜ื™ืคื•ืœ ืžืกื™ื™ืข ืœืฉื ื•ืช ืืช ื”ืื•ืคืŸ ืฉื‘ื• ืžื’ื™ื‘ื™ื ืœืจื’ืฉื•ืช.
  4. ืžื—ื–ืง ืงืฉืจื™ื ื—ื‘ืจืชื™ื™ื ื•ืชืงืฉื•ืจืช โ€“ ื˜ื™ืคื•ืœ EFT ืชื•ืžืš ื‘ืฉื™ืคื•ืจ ื™ื—ืกื™ื ืื™ื ื˜ื™ืžื™ื™ื ื•ื‘ื ื™ื™ืช ืงืฉืจื™ื ื‘ืจื™ืื™ื. ื”ืžื˜ื•ืคืœ ืœื•ืžื“ ืœื”ื‘ื™ืŸ ืืช ืชืคืงื™ื“ ื”ืจื’ืฉื•ืช ื‘ื™ื—ืกื™ื ื•ืœืฉืคืจ ืืช ื”ืชืงืฉื•ืจืช, ื”ื”ืชื ื”ื’ื•ืช ื•ื”ืžื—ืฉื‘ื•ืช ื‘ืžืขืจื›ืช ื”ื™ื—ืกื™ื ืฉืœื•.
  5. ื›ืœื™ื ืœื”ืชืžื•ื“ื“ื•ืช ืขื ื“ื›ืื•ืŸ ื•ื—ืจื“ื” โ€“ EFT ืขื•ื–ืจ ืœื˜ื™ืคื•ืœ ื‘ื“ื™ื›ืื•ืŸ ื•ื—ืจื“ื”. ื”ื˜ื™ืคื•ืœ ืžืขื ื™ืง ื›ืœื™ื ืœื”ืชืžื•ื“ื“ ืขื ืจื’ืฉื•ืช ืฉืœื™ืœื™ื™ื ื•ืžืกื™ื™ืข ื‘ื”ืงืœื” ืขืœ ืกื™ืžืคื˜ื•ืžื™ื ืฉืœ ื“ื™ื›ืื•ืŸ ื•ื—ืจื“ื”.

ื˜ื™ืคื•ืœ ื–ื•ื’ื™ ืžืžื•ืงื“ ืจื’ืฉ ื”ื•ื ื’ื™ืฉื” ื˜ื™ืคื•ืœื™ืช ืฉืžืชืžืงื“ืช ื‘ื—ื™ื‘ื•ืจ ื”ืจื’ืฉื™ ื‘ื™ืŸ ื‘ื ื™ ื–ื•ื’ ื•ื‘ืชื”ืœื™ื›ื™ื ื”ืจื’ืฉื™ื™ื ืฉืœื”ื ื‘ืชื•ืš ื”ื–ื•ื’ื™ื•ืช. ื”ืžื˜ืจื” ื”ืขื™ืงืจื™ืช ืฉืœ ื˜ื™ืคื•ืœ ื–ื•ื’ื™ ืžืžื•ืงื“ ืจื’ืฉ ื”ื™ื ืœืฉืคืจ ืืช ื”ื™ื—ืกื™ื ื”ืื™ื ื˜ื™ืžื™ื™ื ื‘ื™ืŸ ื‘ื ื™ ื–ื•ื’ ืขืœ ื™ื“ื™ ื”ืชืžื•ื“ื“ื•ืช ืžื•ื“ืขืช ืขื ื”ืจื’ืฉื•ืช ื”ืžื•ืคืขืœื™ื ื‘ื™ื ื™ื”ื.

ื‘ื˜ื™ืคื•ืœ ื–ื•ื’ื™ ืžืžื•ืงื“ ืจื’ืฉ ืžืฉืชืžืฉื™ื ื‘ืžื•ื“ืœื™ื ืจื’ืฉื™ื™ื ื•ืชื”ืœื™ื›ื™ื ืจื’ืฉื™ื™ื ืœื”ื‘ื ื” ื•ืฉื™ืคื•ืจ ื™ื—ืกื™ื ืื™ื ื˜ื™ืžื™ื™ื. ื”ืžื˜ื•ืคืœื™ื ืœื•ืžื“ื™ื ืœื”ื›ื™ืจ ื•ืœื”ื‘ื™ืŸ ืืช ื”ืจื’ืฉื•ืช ื”ืคื ื™ืžื™ื•ืช ืฉืœื”ื ื•ืฉืœ ื‘ืŸ ื”ื–ื•ื’ ื‘ืžืขืจื›ืช ื”ื™ื—ืกื™ื.

ื˜ื™ืคื•ืœ ื–ื•ื’ื™ ืžืžื•ืงื“ ืจื’ืฉ ืžื›ื•ื•ืŸ ืœืฉื™ืคื•ืจ ืชืงืฉื•ืจืช ืจื’ืฉื™ืช, ืฉื™ืชื•ืฃ ืจื’ืฉื•ืช ื•ืฆืจื›ื™ื, ื”ื‘ื ืช ืจื’ืฉื•ืชื™ื• ืฉืœ ื‘ืŸ ื”ื–ื•ื’ ื•ื™ืฆื™ืจืช ืงืฉืจ ืื™ื ื˜ื™ืžื™ ื•ื‘ื˜ื•ื— ื‘ื™ืŸ ื‘ื ื™ ื”ื–ื•ื’. ื”ื˜ื™ืคื•ืœ ื›ื•ืœืœ ืชืจื’ื•ืœ, ื“ื™ืืœื•ื’, ืชืจื’ื•ื ืจื’ืฉื•ืช, ื”ืชื—ืฉื‘ื•ืช ื‘ืจื’ืฉื•ืช ื•ื‘ื•.

ืขืœื•ืช ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ EFT ื™ื›ื•ืœ ืœื”ืฉืชื ื•ืช ื‘ื”ืชืื ืœืžืฉืš ื–ืžืŸ ื”ื˜ื™ืคื•ืœ ื•ืœืžื˜ืคืœ ื”ืžืขื ื™ืง ืื•ืชื•. ืขื ื–ืืช, ื‘ืื•ืคืŸ ื›ืœืœื™, ืžื˜ืคืœื™ื ืจื‘ื™ื ืžืฆื™ืขื™ื ื˜ื•ื•ื— ืžื—ื™ืจื™ื ืกื‘ื™ืจ ื‘ื”ืชืื ืœื›ืžื•ืช ื”ืžืคื’ืฉื™ื, ื ื™ืกื™ื•ืŸ ืคืจืงื˜ื™ ื‘ื”ืขื ืงืช ื”ื˜ื™ืคื•ืœื™ื, ืื• ื›ื—ืœืง ืžืกื“ืจืช ื˜ื™ืคื•ืœื™ื ื ื•ืกืคืช.

ื ืกื• ืœื™ืฆื•ืจ ืงืฉืจ ืขื ืžื˜ืคืœื™ื ื•ืœื‘ืจืจ ืขืœ ืกื•ื’ื™ ื”ื˜ื™ืคื•ืœื™ื ืื•ืชื ื”ื ืžืฆื™ืขื™ื ื•ืžื—ื™ืจื.

ื›ืŸ, EFT ืขืฉื•ื™ ืœื”ืชืื™ื ื’ื ืœื™ืœื“ื™ื, ื•ืžื˜ืคืœื™ื ืžื•ืกืžื›ื™ื ืžืชืื™ืžื™ื ืืช ื”ืฉื™ื˜ื” ืœื’ื™ืœ ื•ืœืฆืจื›ื™ื ืฉืœ ื›ืœ ื™ืœื“. ืื ืืชื ืžื—ืคืฉื™ื ืžื™ื“ืข ื ื•ืกืฃ ืขืœ ื˜ื™ืคื•ืœ ืจื’ืฉื™ ื™ืœื“ื™ื, ืชื•ื›ืœื• ืœืžืฆื•ื ื‘ืืœื˜ืจื ื‘ื™ ืžื˜ืคืœื™ื ืขื ื ื™ืกื™ื•ืŸ ื‘ืชื—ื•ื.

EFT ืฉื•ืื‘ ื”ืฉืจืื” ืžืžืกืคืจ ื’ื™ืฉื•ืช ื”ื•ืžื ื™ืกื˜ื™ื•ืช, ื•ื—ืœืง ืžื”ืžื˜ืคืœื™ื ืžืฉืœื‘ื™ื ืื•ืชื• ืขื ืขืงืจื•ื ื•ืช ืžื’ื™ืฉื•ืช ืื—ืจื•ืช, ื›ื•ืœืœ ืขืฉืจืช ื”ืขืงืจื•ื ื•ืช ืฉืœ ืฉื™ื˜ืช ืกืื˜ื™ื”, ืฉืžื“ื’ื™ืฉื™ื ืฆืžื™ื—ื” ืื™ืฉื™ืช ื•ืชืงืฉื•ืจืช ืจื’ืฉื™ืช ืขืžื•ืงื”. ืื ืืชื ืกืงืจื ื™ื ืœื’ื‘ื™ ื”ืฉื™ืœื•ื‘ ื‘ื™ืŸ ื”ื’ื™ืฉื•ืช, ืชื•ื›ืœื• ืœืžืฆื•ื ื‘ืืœื˜ืจื ื‘ื™ ืžื˜ืคืœื™ื ืžื•ืกืžื›ื™ื ืฉื™ื•ื›ืœื• ืœื”ืชืื™ื ืืช ื”ื“ืจืš ื”ื ื›ื•ื ื” ืขื‘ื•ืจื›ื.

ืžืฆืื• ื˜ื™ืคื•ืœ ื˜ื™ืคื•ืœ ืžืžื•ืงื“ ืจื’ืฉ (EFT) ืœืคื™ ืื–ื•ืจ

ื‘ื—ืจื• ืืช ื”ืื–ื•ืจ ืฉืœื›ื ื•ืžืฆืื• ืžื˜ืคืœื™ื ืžืงืฆื•ืขื™ื™ื ื‘ืกื‘ื™ื‘ื”